Jobs in Bucks County, PA

About the role

Job description: Essential Functions The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function. • Develop sales leads independently and by cooperation with the Financial Center Managers or Business Development Officers to attain new Residential Lending business relationships and product sales • Manage a book of business for residential lending customers including but not limited to: a pipeline of loans, answering customer inquiries, and developing relationships with Realtors and other COIs • Assist borrowers in completing their applications for financing, gathering and entering complete information as needed. • Analyze borrower qualifications to determine a prequalified loan amount while working with the borrower to identify the appropriate loan program and pricing. • Deliver “best in class” customer service by promptly returning phone calls, answering questions, and providing education to prospective borrowers on loan product types. • Abide by all state, federal, and local laws, including those regarding fair lending and nondiscrimination in the extension of mortgage services. • Develop and foster internal and external client referral relationships to assist in generating an ever increasing pipeline of loan applications. • Meet and exceed published individual and department goals for sales activity, productivity, and processing times. • Become the client’s “trusted advisor” by demonstrating knowledge of the lending function, bank policy, and industry underwriting criteria. • Participate as a valued Team Member, representing the bank with enthusiasm and professionalism at all times. • Identify borrower cross-selling opportunities, delivering “warm transfers” to internal partners to support bank cross-sell goals. Compliance • Comply with all applicable regulations and Bank policies regarding employment and employment law. • Participate in annual compliance and other job-related training. • Comply with applicable bank regulations, Bank policies and procedures. • Comply with Bank’s internal privacy and ethics standards Relationships and Contacts Internal : Reports to Residential Lending Sales Manager, frequent interaction with Operations staff, department leaders, and back office personnel. External : Frequent interaction with borrowers, depositors, referral sources, realtors, and vendors. Education and Experience • High School diploma or GED required; college degree preferred. • Minimum of two years’ previous experience in a sales oriented environment, with proven track record of success, required; network of established referral sources preferred. Skills and Competencies • Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS). • Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business. • Excellent written and oral communication skills. • Ability to manage time extraordinarily well. • Excellent presentation and public speaking skills. • Familiarity with Microsoft Office   Penn community Bank is an equal opportunity employer.

What you'll bring

• High School diploma or GED required
• Minimum of two years’ previous experience in a sales oriented environment, with proven track record of success, required
• Must be compliant with the SAFE Act and registered with the Nationwide Mortgage Licensing System (NMLS).
• Strong working knowledge of underwriting guidelines for each agency, as well as bank overlays for portfolio business.
• Excellent written and oral communication skills.
• Ability to manage time extraordinarily well.
• Excellent presentation and public speaking skills.
• Familiarity with Microsoft Office
• college degree preferred.
• network of established referral sources preferred.