Senior Underwriter — Strategic Growth & Risk
Daphne, Alabama, United States On-site
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About the role
We are seeking an experienced underwriter who can independently evaluate risk, build agency relationships, and contribute to profitable portfolio growth.*** Most underwriting roles ask you to manage a book. This one asks you to shape one. At South Shore Insurance Underwriters, you won't just evaluate individual risks — you'll help define what a healthy, growing portfolio looks like, influence the relationships that drive it, and contribute to the strategy that sustains it. We're looking for someone who sees the connection between a single underwriting decision and the long-term trajectory of a territory. Someone who brings intellectual curiosity to complex risks, builds genuine trust with agency partners, and isn't satisfied with just clearing the queue — they want to understand why the queue exists and how to make it better. This role is built for a specific kind of thinker. You might be the right fit if: You build real relationships, not transactional ones. Agents trust you because you bring them value, not just decisions.
What you'll bring
- Must have 5+ years of Property & Casualty underwriting experience — homeowners, dwelling property, personal lines, commercial property, or specialty/E&S lines.
- Experience evaluating new business, renewals, endorsements, and policy changes
- Experience working directly with independent insurance agents
- Experience making underwriting decisions within established authority limits
- *This is not an entry-level underwriting role.
- A track record of building strong agency relationships and delivering decisions agents rely on.
- Sharp analytical instincts paired with clear, confident communication — written and verbal.
- Comfort working independently in a remote environment, with the discipline to manage competing priorities without losing quality.
- CPCU, CIC, AINS, CRM, or other insurance designations are a plus — but intellectual curiosity matters more than credentials.
- Bachelor's degree in Business, Risk Management, or a related field preferred.