Head of Risk and Compliance
Santa Ana, CA On-site
$197,217–$280,146 a yearJobFig found this opening at its original source and checks that it remains available.
About the role
Collectors is the leading creator of innovative technology that provides value-added services for collectors worldwide. We grade, authenticate, vault, and sell millions of record-setting collectibles, all while modernizing and digitalizing the process to further our mission of helping collectors pursue their passions. We’re always on the lookout for talented people to join our growing team. This is a builder role. The successful candidate will design the compliance management system for a regulated lending business from the ground up, while simultaneously maturing fraud defenses across a large consumer marketplace and a chance-based product line. They will translate a complex regulatory landscape into pragmatic, automated controls that the business can operate at scale, and will serve as the company’s senior point of contact on lending, AML, and fraud matters.
What you'll bring
- 12+ years of progressive experience in risk and compliance, with senior leadership tenure spanning both regulated consumer lending / fintech and payments or marketplace fraud.
- Demonstrated, hands-on knowledge of the U.S. consumer-lending regulatory framework (TILA / Reg Z, ECOA / Reg B, FCRA, UDAAP, GLBA, state licensing and usury) and of BSA / AML, KYC, and OFAC requirements.
- Track record building a compliance management system or fraud-prevention function from an early stage and scaling it — not solely operating a mature, inherited program.
- Experience leading fraud strategy and detection in a high-volume, high-AOV consumer environment, working directly with data, product, and engineering teams on rules and ML-based decisioning.
- Strong executive communication: able to brief the finance leadership team and Board-level audiences and to influence product and engineering roadmaps.
- Proven people leader who has built and developed teams, with the credibility to own regulator and examiner relationships.
- Experience in audit, SOX, and underwriter / regulatory diligence.
- Exposure to asset-backed or collateralized lending, custody / vaulting, or lending against alternative or high-value assets.
- Familiarity with bank-partnership (sponsor-bank) lending models and third-party / vendor risk management.
- Knowledge of sweepstakes, gaming, or chance-based product regulation across U.S. states.
- Relevant certifications e.g., CAMS (AML), CRCM (regulatory compliance), CFE (fraud), or CRCMP.
- Actual compensation on this range varies based on a variety of non-discriminatory factors, including location, job level, experience, and skill set.