Senior Vice President, Credit Officer
Northbrook, Illinois, 60062, United States On-site
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About the role
This position is based in Northbrook, IL, and requires the ability to be in the office. SmartBiz Bank offers a broad range of business banking solutions to small businesses across the U.S. – solutions built specifically to serve the dynamic needs of entrepreneurs and foster the growth of the small business community. SmartBiz Bank’s commitment to transparency and personalized customer service offers an unparalleled banking experience, ensuring small businesses have the financial services they need to grow and thrive. Headquartered in Northbrook, Illinois, with an additional office in Austin, Texas, we are proud to serve both our local and national small business communities. The Senior Vice President, Credit Officer is responsible for providing senior-level credit leadership and oversight for the Bank's commercial lending portfolio. Reporting to the Chief Lending Officer, this position partners closely with lending, credit administration, and executive management to ensure sound underwriting practices, effective portfolio management, and compliance with regulatory requirements and Bank credit policies. The SVP, Credit Officer serves as a key resource to the lending team by providing independent credit analysis, approving loans within delegated authority, identifying emerging portfolio risks, and promoting a strong credit culture that supports prudent growth.
What you'll bring
- Strong commercial credit underwriting and portfolio management experience.
- Knowledge of OCC regulations and credit risk management.
- Strong analytical, communication, leadership, and organizational skills.
- Proficiency with Microsoft Office, Abrigo, Fiserv, Google Workspace, and commercial banking systems.
- Willingness to attend customer meetings and work additional hours when necessary.
- Bachelor's degree in Business, Finance, Accounting, Economics, or related field.
- Minimum 10 years of progressive commercial banking and credit experience.
- Minimum 5 years in a senior credit leadership role.
- Experience with SBA lending preferred.
- Experience with an OCC-regulated financial institution strongly preferred.