iwoca.co.uk Verified 3d ago
Data Scientist - iwocaPay Risk Squad
London, United Kingdom, United Kingdom Hybrid
£60,000–£80,000 a yearPay£60,000–£80,000
TypeFull-time
Work settingHybrid
Verified listing
JobFig found this opening at its original source and checks that it remains available.
About the role
You'll own credit models that decide who iwocaPay can safely fund and on what terms. The team is small, the product is growing, and you'll shape how risk modelling is built – not just maintain what exists. You'll co-own the full credit modelling stack with one other data scientist. You’ll collaborate on model design, review each other's work, and choose what to prioritise. Your models directly control which small businesses get access to funding, on what terms, and how far the product can grow. You own the models end to end, and your decisions carry commercial weight.
What you'll bring
- Experience with credit risk modelling or financial services lending.
- Familiarity with transfer learning, domain adaptation, or techniques for combining datasets of different sizes and relevance.
- Experience with non-linear models (gradient boosting, neural networks on tabular data) in production settings.
- Python proficiency – it's what the team uses day to day.
Benefits
Medical InsuranceWellness Benefit