Product manager jobs in New York, NY

About the role

We are seeking a Principal Product Manager to drive the next phase of our platform expansion. In this role, you will lead the end-to-end product strategy and development required to scale our white-label network across new and existing enterprise partners. As a Principal Product Manager, you will serve as a strategic thought partner to executive leadership while maintaining hands-on execution. You will tackle complex technical challenges—from architecting seamless platform integrations and robust API developer ecosystems to scaling core underwriting engine infrastructure. This is a high-visibility, individual contributor role where your strategic vision and technical execution will directly influence Pagaya’s growth trajectory. Join a team of builders who are working every day to enable better outcomes for our partners and their customers.

What you'll bring

• 8+ years of progressive product management experience, with a focus on fintech, high-growth B2B enterprise platforms, or consumer credit ecosystems.
• Demonstrated track record in API development, enterprise platform integrations, and developer-facing software products.
• Technical Depth: Exceptional technical fluency.
• Ability to converse seamlessly with systems architects, data scientists, and engineering leaders regarding API design, platform scalability, and machine learning infrastructure.
• Strategic Execution: Proven history of operating as a high-impact strategic individual contributor—able to write crisp PRDs, define clear system architectures, and lead cross-functional delivery teams without direct authority.
• Analytical Mindset: Rigorous, data-driven approach to prioritization, success metrics, performance tracking, and continuous product iteration.
• Communication & Influence: Excellent executive presence with the ability to articulate complex technical and financial concepts to internal executives and external partner stakeholders.
• The pay ranges for New York-based hires are commensurate with candidate experience.
• Pay ranges for candidates working in locations other than New York may differ based on the cost of labor in that location.
• Developer Experience & Tooling: Establish robust documentation, sandboxes, and integration tooling to ensure Pagaya's platform remains the preferred integration choice for institutional financial partners.
• Familiarity with lending, banking rails, or credit risk systems is strongly preferred.