Staff+ Software Engineer, Financial Fraud
Seattle, WAAll locationsSeattle, WAbased hybrid policy:San Francisco, CANew York City, NY Hybrid
$320,000–$485,000 a yearJobFig found this opening at its original source and checks that it remains available.
About the role
As a software engineer on this team, you will build the systems that make risk decisions in real time, manage the dispute and chargeback lifecycle, and detect monetization abuse across subscriptions, in-app purchases, and promotions. The ideal candidate can see things from attackers' perspectives, anticipate their responses to countermeasures, and never loses sight of the fact that a false positive here is a paying customer. Payments fraud is more externally coupled than most trust and safety work — you'll collaborate closely with finance, support, and legal teams internally, and with payment processors and platform partners externally.
What you'll bring
- Proficiency in Python, SQL, and data analysis tools
- Experience building or operating fraud, risk, or abuse detection systems in production
- Strong communication skills and ability to explain complex technical tradeoffs to non-technical stakeholders
- A field relevant to the role as demonstrated through coursework, training, or professional experience
- Years of experience required will correlate with the internal job level requirements for the position
- 8+ years of industry software engineering experience, with a focus on payments fraud or risk
- Fluency with payments rails: card networks, payment service providers (e.g., Stripe, Adyen), in-app purchase platforms (Apple, Google), refund flows, and the chargeback and dispute lifecycle
- Understanding of fraud loss accounting — fraud loss vs. dispute fees vs. card network monitoring programs (e.g., VDMP, i VFMP, Mastercard ECP) — and why chargeback rate thresholds carry existential stakes
- Experience building hybrid rules-and-ML risk systems: real-time scoring at authorization plus post-authorization review workflows
- The annual compensation range for this role is listed below.
- For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role.